How to Stop Buying Things You Don't Need



How to Stop Wasting Money Mindlessly

In these days of plastic and credit plans, it is harder and harder to keep track of where our money is going. If we were to better utilize the power of computers, that would probably be different, but it's 'only a couple of dollars' mindset has sabotaged our ability to save money. This article seeks to help you get a handle on your money leaks. This, along with some basic tools that can be found, will allow you to save a 'few dollars' and get 'bit results'.

Steps

  1. Start looking at your monthly bills.Finance charges can come to a good amount and maybe being aware of just how much you are paying to spend money you haven't got will slow you down. Some things you can look for are:
    • Programs that you aren't using and don't need
    • Annual credit card fees
    • Exorbitant interest rates
  2. Quit going to the convenience stores.In most cases, 'convenience' equals higher costs. That one dollar bottle of vitamin water costs two or more at the convenience store.
    • In one month, buying 3 bottles of vitamin water a week can add up to a big difference:
      • 3 (bottles a week) X 4 (4 weeks in a month) is .00 versus 18-24 dollars for the same type of drink.
  3. Find less expensive resources.If you must smoke, find a local 'smoke shop' and pay cash. The cigarettes are usually cheaper there, however, many charge you for using debit or credit. This also applies for anything else that you purchase on a regular basis.
      • A chain store might charge you 7-8 dollars VS. a smoke shop of 5.00 dollars VS an outlet shop and 3.00 dollars. At a pack a day, this is $ 2555 VS 25 VS 1095. (Results may vary).
  4. Check out your cell phone plan.Do you really need everything you are paying for? Alternatively, can you put something into a plan instead of paying a higher charge?
  5. Drink water when you go out to eat.It is healthier and much cheaper.
  6. Examine your .Find out exactly what you are paying for and if it is necessary. Shop around.
  7. Get a subscription.





Video: Do You Spend More on Coffee Than on Your Savings? | Your Money, Your Choices with Susan Daley

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Date: 12.12.2018, 21:59 / Views: 82481